To find the best Café Insurance in the UK, it is important to know what cover you need and to compare different policies. There are several factors to consider when choosing ice cream van insurance, such as the size of your van, your business use, and whether you require public liability cover.
It is also important to compare the different features and benefits of each policy, as well as the price. To get the best deal it is advisable to use an insurance broker who can search the market for you and find the most competitively priced policy.
What is Ice cream van Insurance?
Ice cream van insurance is a type of commercial vehicle insurance that is designed specifically for vans. The cover protects your van and its contents, as well as any third-party property damage or injury that may occur while you are operating your business.
What Does Ice Cream Van Insurance Cover?
Most ice cream van insurance policies will cover the following:
- The ice cream van itself
- The contents of the van, including any stock or equipment
- Your public liability covers you for any damage or injury caused to third parties while you are operating your business
- Your employer’s liability, which is required by law if you have employees working for you
- Any legal costs that may be incurred as a result of an accident or incident involving your van
What Are the Different Types of Ice Cream Van Insurance?
There are three main types of Catering Trailer Insurance
- Third-party only – this is the minimum level of cover require by law and covers you for any damage or injury caused to third parties. It does not cover any damage to your vehicle or contents.
- Third-party, fire, and theft – as well as the cover provided by third-party-only policies, this type of insurance also covers you for any damage caused by fire or theft to your ice cream van.
- Fully comprehensive – this is the highest level of cover available and protects your van, contents, and liability, as well as any damage caused by fire or theft.
What Are the Excesses of Insurance Policies?
An excess is the amount of money you will have to pay towards a claim.
The excess on your policy will depend on the insurer, the type of cover you have, and the size of your van.
How Can I Get the Best Deal on Insurance?
To get the best deal on the ice cream van insurance,
it is advisable to use an insurance broker who can search the market for you and find the most competitively priced policy.
Alternatively, you can compare quotes from different insurers online using a comparison website.
And if you cannot do it on your own, contact us at Catering Insurance, the top brokers in the UK for help today!
Most insurance policies will cover the following:
- The ice cream van itself
- The contents of the van, including any stock or equipment
- Your public liability covers you for any damage or injury caused to third parties while you are operating your business
- Your employer’s liability, which is required by law if you have employees working for you
- Any legal costs that may be incurred as a result of an accident or incident involving your van
Read More “A Guide to Find the Ice Cream Van Insurance in the UK” »